AFLAC or Allstate Policyholders
If you currently have any Aflac or Allstate policies, and would like to keep the policy that you have, you need to set up direct payment to each company. Aflac benefits and premium will not change. If you have a Cancer or Heart Attack policy, most of those have Building Benefit Riders which has increased the value of the policy each year so it is important to know the value of the policy you have.
If you have an Accident policy with disability, you can keep the policy you have and keep the disability. Going forward the city will not offer any disability with the Group Products. If you have Aflac, Sheila Patterson will continue to help you with any claims.
If you would like to get either Aflac or the current Allstate benefits, you have until November 1.
Also, even though the city is going with Allstate Benefits, it is a separate division than the Allstate offered now, and the billing will not be combined. So, keep in mind either company has to be set up directly to keep what you have. ("I also think it’s important to note that Allstate Benefits is being offered through a broker, Higginbotham who will be compensated by commission but will not be servicing any of your claims. Through Allstate Benefit Solutions, they will send you to the 800 # or company website for any claim submission."--according to Sheila Patterson)
General Updates and Information
Contract Evergreen and the Longevity Supplement
With the expiration of our collective bargaining agreement and the beginning of the one-year evergreen period beginning on October 1st there have been many questions about how this impacts the Longevity Supplement. For those that have already been receiving the Longevity Supplement you will continue to receive your payments at the level you qualified for before September 30th. If you have not qualified for Longevity Supplement prior to October 1st you will not be entitled to receive this benefit during this evergreen period. Additionally, if you qualify for the next higher level your benefit will not be increased during this one-year period. We are still in negotiations with the city at this time so we can not speak to how this will be affected in our next contract. If you have any questions please feel free to contact a member of the Local 440 Executive Board.
Texas Health Ben Hogan Sports Medicine
Scott Galloway with the Texas Health Ben Hogan Sports Medicine met with our Executive Board recently to discuss some of the benefits their organization can offer our membership. See their comments below as well as the attached flyer.
Texas Health Resources and Texas Health Ben Hogan Sports Medicine are committed to the health of athletes across North Texas. We believe that Fire Fighters are athletes in the industrial setting. Our goal is to provide you with the tools to perform at the top of your game whether you are a high school, college, industrial or professional athlete or a “weekend warrior.” Unfortunately, injuries are common in athletes. No injury is too big or small. Texas Health has created a network of care for you across the Metroplex. Our team, including physicians on the medical staff and sports medicine staff, are experienced in treating injuries from soccer, basketball, football, baseball, softball, golf, volleyball, gymnastics, swimming, hockey, skiing and tennis. Whether your goal is to compete for a championship or just enjoy a round of golf, the Ben Hogan Sports Medicine team will help you get back in the game. Whether you are injured while serving the community or playing ball with your kids, we want to help you return to work and play!
Free Heart Scan Certificate
You can download a copy of the certificate by clicking on the link below or by logging in to the website and going to the 'Downloads' section on the left-hand column under 'Member Resources'..
Ben Hogan Sports Medicine Flyer.pdf